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Benefits Of Getting A Payday Loan: The hype about payday companies has been overwhelming. The media says that payday companies are not good and they charge higher interest rates. But have you ever stopped to ask yourself about the benefits offered by payday loans to consumers? If not then this is the best way to educate yourself. Read on to find out why pay day financing provide a valuable service to consumers and why pay day financing should be your first choice in case of an emergency.
Reliable services — Payday associations are reliable as the Consumer Credit Association regulates them. The Association is responsible for checking the activities of lending agencies from all over the UK. Apart from investigating consumer complaints, the Association also ensures that all payday lending companies follow ethical lending and reclaiming procedures from customers. This means that almost 99% of all UK payday agencies are legit and reliable.
Up front information — All UK pay day agencies are required to share information up front on the landing page. For example, when you access our website, the main page carries our CCA license, the APR rate that we are offering along with a calculator that will show you how much you will have to pay back for your required amount. This is a legal requirement and all licensed websites have to follow this regulation.
Short term loans — No one wants to be indebted to the bank for a long period of time as the economic market is still shaky. Simple loans like pay day loans are ideal as they can be paid back when you get your next salary or paycheck. All payday loans are short time loans and you can optionally increase the time period to three or four months. However, paying the loan in one month is ideal and beneficial for the company and for the consumer as well.
Simple application process — The loan application process is simple and easy. Banks do not work this way, as they require a bunch of application forms and a ton of information. On top of that, they may even reject your application after a month of evaluation. This is not the same with payday lending companies. All you have to do is fill in the online application form and that’s it. the company will check your application status and approve them quickly. We have a policy of a 24-hour deadline on customer applications. That means the company has to get in touch with your within 24 hours and evaluate your application and approve it.
Instant approvals — If there is no mistake with your form, you can actually get your loan instantly. We pride ourselves on the quick and easy loan process and instant loan sanctions. When the loan is approved, the cash is deposited into your account and you can withdraw and use it as you want.
No credit checks — All payday firms do not require a credit check. This is very useful for customers who have a poor credit history. Bad credit customers do not get loans from banks and even if they get a loan, they have to pay a higher than normal interest rate which can be very expensive. This does not happen with pay day lenders. We do not check credit history and we do not reject loans from customers who have bad borrowing history. All you have to do is apply to us through the online application form and your loan application will be approved in one hour to 5 hours.
Easy repayment — The loan is usually repaid in about one month. However, people may choose to roll the loan to another month as they are finding it difficult to pay the cash amount. In such cases, you have to contact the company and they will do what is required.
This article should have opened your eyes to the benefits we offer our customers. As a pay day cash website, we follow legal and ethical lending procedures to provide the best for our customers. When you register with us, a CSA or a consumer service associate will contact you in less than 12 hours and help you with your loan form. Almost 99% of all loan forms are approved and the minute your loan format is approved, your cash is debited to your account immediately. This means that we cater to your needs and provide emergency cash at anytime you want it.
For this reason, we recommend you take your payday loans from us right away. Don’t waste your time trying to find a reliable lender when we are the best. Get in touch with us and we will fulfill all your loan requirements quickly and immediately.